Public Sample Plan
Try a real debt payoff plan before you sign up
This sample scenario uses the same planner as the product. Change the monthly commitment, switch strategy, log a payment, and see how the next action updates.
Sample Inputs
Cards and loans in one plan: one high-APR card, one deferred-interest promo card, one personal loan, and one HELOC.
Strategy
Custom order is available after you enter your own debts.
Sample Debts
Travel Card
credit card • Individual debt
$6,800.00
27.99% APR
Store Card Promo
credit card • Individual debt
$4,200.00
0% active promo
Personal Loan
personal loan • Individual debt
$5,400.00
11.4% APR
HELOC
heloc • Shared debt
$9,800.00
8.1% APR
Do This Next
The first action this sample plan would recommend right now.
Priority #1
Store Card Promo
credit card • Individual debt
Pay now
$420.00
Balance
$4,200.00
Projected payoff
Mar 2029
Interest saved
$11,585.93
Promotional 0% APR expires in 19 days - urgent priority to avoid 29.99% rate
Progress
What this sample debt plan is projecting from the current balances.
Total paid
$0.00
Remaining debt
$26,200.00
Projected debt-free
Mar 2029
Debts completed
0/4
Promo Risk
A card-heavy plan should keep promo deadlines visible.
Store Card Promo has 25 days left before deferred interest can hit.
Keep this balance visible in the plan so the deadline does not turn into retroactive interest.
Plan Order
#1 Store Card Promo
credit card
$420.00
payoff Mar 2029
#2 Travel Card
credit card
$175.00
payoff Oct 2027
#3 Personal Loan
personal loan
$165.00
payoff Mar 2028
#4 HELOC
heloc
$140.00
payoff Feb 2029