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Cookie Policy

Last Updated: January 11, 2026

Table of Contents

1. What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and to provide information to the owners of the site.

We also use similar technologies such as local storage and session storage, which function similarly to cookies. When we refer to "cookies" in this policy, we include these similar technologies.

2. How We Use Cookies

SpendCaddie uses cookies for the following purposes:

  • Authentication: To recognize you when you sign in and keep you logged in
  • Security: To protect your account and detect potential fraud
  • Preferences: To remember your settings and preferences
  • Analytics: To understand how you use our service and improve it
  • Marketing: To deliver relevant advertisements (with your consent)

3. Types of Cookies We Use

Essential Cookies

Required for the website to function. These cannot be disabled.

Examples: Authentication tokens, CSRF protection, session management

Functional Cookies

Remember your preferences like language, timezone, and display settings.

Examples: Theme preference, dashboard layout, notification settings

Analytics Cookies

Help us understand how you use our site so we can improve it.

Examples: Page views, feature usage, error tracking

Advertising Cookies

Used to show relevant ads and measure advertising effectiveness. May be shared with ad partners.

Examples: Ad targeting, conversion tracking, remarketing

4. Your Cookie Choices

You can manage your cookie preferences in several ways:

  • Cookie Banner: When you first visit our site, you can accept all cookies, reject all non-essential cookies, or customize your preferences.
  • Privacy Settings: Logged-in users can update cookie preferences in Privacy & Data settings.
  • Browser Settings: Most browsers allow you to block or delete cookies through their settings menu.

Note: Blocking essential cookies may prevent the website from functioning properly.

5. Global Privacy Control

SpendCaddie recognizes and respects the Global Privacy Control (GPC) signal. If your browser sends a GPC signal, we will:

  • Automatically disable analytics and advertising cookies
  • Treat the signal as a "Do Not Sell or Share" request under CCPA/CPRA
  • Record that we detected and honored the GPC signal

Learn more about GPC at globalprivacycontrol.org.

6. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

7. Contact Us

If you have questions about this Cookie Policy, please contact us: