DMCA Policy

1. Introduction

SpendCaddie respects the intellectual property rights of others and expects users to do the same. This policy outlines our procedures for responding to claims of copyright infringement in accordance with the Digital Millennium Copyright Act (“DMCA”).

2. DMCA Notice Requirements

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, please provide our designated DMCA agent with the following information:

1. Physical or electronic signature of the copyright owner or authorized representative
2. Identification of the copyrighted work claimed to have been infringed
3. Identification of the infringing material and information sufficient to locate it
4. Contact information including name, address, telephone number, and email address
5. Statement of good faith belief that the use is not authorized by the copyright owner, its agent, or the law
6. Statement under penalty of perjury that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner

3. Designated DMCA Agent

Please send all DMCA notices to our designated agent:

4. Counter-Notification

If you believe your content was removed by mistake or misidentification, you may submit a counter-notification containing:

1. Your physical or electronic signature
2. Identification of the material that was removed and its former location
3. Statement under penalty of perjury that you believe the material was removed by mistake
4. Your name, address, and telephone number
5. Statement consenting to the jurisdiction of Federal District Court
6. Statement that you will accept service of process from the original complainant

5. Response Process

5.1 Upon Receiving a Valid DMCA Notice

• We will promptly remove or disable access to the allegedly infringing material
• We will notify the user who posted the content
• We will provide the user with a copy of the DMCA notice

5.2 Upon Receiving a Counter-Notification

• We will forward the counter-notification to the original complainant
• If the complainant does not file a lawsuit within 10-14 business days, we may restore the content

6. Repeat Infringers

SpendCaddie maintains a policy of terminating accounts of users who are repeat infringers. We will terminate accounts in appropriate circumstances at our sole discretion.

7. Misrepresentation

Under Section 512(f) of the DMCA, any person who knowingly misrepresents that material is infringing, or that material was removed by mistake, may be liable for damages. Please consider this before submitting a notice or counter-notice.

8. No Legal Advice

This policy is not legal advice. If you are unsure whether content infringes your copyright, we recommend consulting with an attorney before submitting a DMCA notice.

9. Governing Law

This policy is governed by the laws of the State of Colorado and applicable federal copyright law (17 U.S.C. § 512).

10. Contact

For questions about this DMCA policy: legal@spendcaddie.com

For DMCA notices: legal@spendcaddie.com (Subject: "DMCA Takedown Notice")

Mailing Address: Bobby Built Ventures LLC (DBA SpendCaddie), Attn: DMCA Agent, 1500 N Grant St, Ste R, Denver, CO 80203