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E-Sign Consent

Last Updated: January 11, 2026

Table of Contents

1. Introduction

This E-Sign Consent ("Consent") applies to all communications between you and SpendCaddie regarding your account and our services. By consenting to receive electronic records, you agree that SpendCaddie may provide you with any and all disclosures, notices, documents, and other communications ("Communications") electronically.

This Consent is provided in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act), 15 U.S.C. § 7001 et seq., and applicable state laws.

2. Scope of Consent

By providing your consent, you agree to receive the following types of Communications electronically:

  • Terms of Service and any updates thereto
  • Privacy Policy and any updates thereto
  • Account-related notices and alerts
  • Billing statements and payment confirmations
  • Subscription terms and renewal notices
  • Security alerts and password reset instructions
  • Customer service communications
  • Marketing communications (if you have opted in)
  • Any other communications related to your account or our services

3. Hardware and Software Requirements

To receive electronic Communications from SpendCaddie, you will need:

  • A device with internet access (computer, smartphone, or tablet)
  • A current web browser that supports 256-bit encryption (Chrome, Firefox, Safari, Edge, or equivalent)
  • A valid email address on file with SpendCaddie
  • Sufficient storage space to save Communications or a printer to print them
  • Software capable of viewing PDF files (such as Adobe Acrobat Reader)

Important: By consenting below, you confirm that you have the necessary hardware and software to receive electronic Communications and that your email address is valid and current.

4. Requesting Paper Copies

You have the right to receive a paper copy of any Communication that we provide electronically. To request a paper copy, please contact us at:

We will provide paper copies free of charge. Please allow 5-10 business days for delivery.

5. Withdrawing Consent

You may withdraw your consent to receive electronic Communications at any time. To withdraw your consent, please contact us at support@spendcaddie.com with the subject line "Withdraw E-Sign Consent."

Warning: Withdrawing your consent to receive electronic Communications may result in the termination of your SpendCaddie account, as electronic delivery is essential for providing our services. Any withdrawal of consent will be effective only after we have had a reasonable opportunity to process your request (typically within 5 business days).

6. Updating Your Information

It is your responsibility to keep your email address and other contact information current. If your email address changes, please update it in your account settings or contact us atsupport@spendcaddie.com.

Failure to maintain a current email address may result in missed Communications and could affect your account status.

7. Contact Information

If you have questions about this E-Sign Consent or need assistance, please contact us: